IDENTIFICATION The following information is presented in compliance with the reporting obligations contained in Article 10 of Law 34/2002, of July 11, Services Information Society and Electronic Commerce:

The owner of this website is “LEAD-RATINGS , SL”, located at Passeig de Sant Joan, 50, 4-1, 08010 Barcelona, ​​with CIF number: B66317744, registered in the Commercial Register of Barcelona, ​​Volume 44380 , Folio 146, Page B 454404, 1 Inscription. Contact Email:

The content of is an information service about the various products and services offered by “LEAD RATINGS, SL” (hereinafter “LEAD RATINGS”) towards the development of products and services based on the analysis of data, and where access to content of various kinds is provided.


Web Access to requires acceptance of the terms of use, which are included in this website at any given time.


The source code, graphic design, images, photographs, animations, software, texts, as well as the information and contents included in are protected by Spanish industrial and intellectual property rights legislation in favor of “LEAD RATINGS”. Total or partial reproduction of this website, and the transmission, publication, distribution, dissemination, modification, or treatment of its contents is not allowed without prior written consent by the owner, “LEAD RATINGS”, in accordance with the provisions of Articles 8 and 32 of the second paragraph of the Intellectual Property Law.

The user may solely and exclusively use the material which appears on this website for his personal and private use, and is forbidden to use it for commercial purposes or in illegal activities. All rights derived from copyright are expressly reserved for “LEAD RATINGS”.

“LEAD RATINGS” will ensure compliance with the above conditions and the correct use of the contents presented in its website, taking pertinent civil and criminal penalties that apply in the case of infringement or violation of these rights by the user.


Access to the website or its use does not imply a collection of personal user data by “LEAD RATINGS”. However, be advised that in the event that “LEAD RATINGS” request personal information, the user will be duly informed as established by Law 15/1999, of December 13, Protection of Personal Data.

The Personal Data collected in forms or similar documents requesting user information on this website will be processed and incorporated into the relevant files owned by “LEAD RATINGS”.

The collection and processing of personal data is aimed at maintaining the contractual relationship that may be established with “LEAD RATINGS” as well as towards the management, administration, information, provision, and improvement of the services requested by the user.

“LEAD RATINGS” has taken the necessary technical and organizational measures to ensure the security of the data and avoid its alteration, loss, or unauthorized access or treatment, taking into account the state of technology, the nature of the data stored, and the risks to which they are exposed, whether from human action or physical or natural forces. Technical and organizational measures that pursue the basic objectives of safety will be adopted, such as: confidentiality, understood as limiting access to information by unauthorized persons; integrity, understood as the preservation of reliability and quality of information; and availability, defined as the guarantee of access to information systems in response to a request by an authorized user.


Cookies are small files which our computer transmits to yours, but do not give us any information regarding your name or any other personal data. They are used only for the purpose of performance, security and statistics. The cookies we use can not read data off your computer or read the cookies that exist on your computer to other websites. You can set your browser to alert you on screen if it receives a cookie. If you decide that your computer should not receive these cookies, this does not prevent you from accessing information from the page.


“LEAD RATINGS” confidentially provides each of its customers a user name and a password, which is unique, personal, and nontransferable, being necessary to access certain services included in the website.

The user agrees to maintain the confidentiality of his password, can request its modification in case of loss, knowledge by other people or any other circumstance that prevents or hinders the normal functioning of his access.

“LEAD RATINGS” reserves the right to cancel the password of any user whenever illicit use may be presumed from the circumstances.

The user assumes full responsibility and, therefore, all the obligations arising from the use of the various services and products that are accessed with a password or for the use that others make when signing in with the user’s password .


“LEAD RATINGS” may not be held responsible for any damages or losses that may occur as a result of using the contents of its website, being its use the sole responsibility of the user who accesses it.

In the same vein, “LEAD RATINGS” may not be held responsible for any damages that may result from use of an outdated or faulty Browser, connectivity disruptions that occur during data transmission, computer viruses, faults or disconnections in the operation of the telematics system, blockages caused by deficiencies or overloads of telephone lines, as well as damage caused by third parties through unauthorized intromissions.

The website “LEAD RATINGS” contains links to other websites that may be of interest to users. “LEAD RATINGS” assumes no responsibility for these links, not being able to ensure compliance with the appropriate privacy policies, which is why the user accesses the content of the Web pages referenced in the conditions of use that are set in those web pages and under their sole responsibility.

“LEAD RATINGS” may not be held responsible for the breach of any rule that may be incurred by the user’s Web access to and / or the use of information contained therein.

“LEAD RATINGS” reserves the right to discontinue or refuse at its discretion, at any time and without prior notice, the access of any user to restricted access content when they attend any of the circumstances described.


All links, hypertext, framing or any other type of virtual connection through the telecommunications network from any Web site to our site must be requested and approved in advance and in writing by “LEAD RATINGS”. By default links to this website should point to its home page.

The links are made to third party websites are only for guidance purposes, the object being to make other sources of information that may be of interest available to the user.

“LEAD RATINGS” seeks to periodically review the content of the links on its website. However, it is impossible to know at all times the specific content of the proposed links. For this reason we request the cooperation of any user who accesses this content in the case that it may be contrary to the law, morality or public order, giving us notice through the following email:


Ultimately, the user is solely responsible for the use made of the services, contents, links and hypertext found on the website


The Personal Data collected through the different forms of the site are subject to the terms contained in our Privacy Policy.


“LEAD RATINGS” reserves itself the right at any time, without prior notice, to make changes and updates to the information contained on its website or in its settings and presentation. It also reserves itself the right to temporarily suspend, without requiring prior notice, access to the Web for reasons that may include the need to perform maintenance, repair or improvement of the website.

“LEAD RATINGS” reserves itself the right to include or remove all or part of the Website and its content in its sole discretion.


For all questions that may arise with regard to the interpretation, execution, or eventual breach of these terms of use, users, waiving their own jurisdiction, regardless of where any dispute arises, shall be expressly subject to the competence and jurisdiction of the courts of Barcelona.

These conditions shall be governed, in any case, by the Spanish legislation.


All rights reserved